Cost of Health Care

Sometimes it's hard to tell the HMO's from non-HMO's

Mr.Smith goes to the doctor's office to collect his wife's test
results. The insurance clerk says to him, "I'm sorry, sir, but
there has been a bit of a mix-up and we have a problem.
When we sent the samples from your wife to the lab, the
samples from another Mrs. Smith were sent at the same time
and we are now uncertain which one is your wife's. Frankly, the
situation is either bad or terrible!"

"What do you mean?"

Well, one Mrs. Smith tested positive for Alzheimer's and the
other Mrs. Smith has tested positive for AIDS. We can't tell
which is your wife."

"That's terrible! Can we do the test over?"

"Normally, yes. But you have an HMO and they won't pay for
these expensive tests more than once in a year, so we can't
repeat the test until next year."

Well, what am I supposed to do now?"

"The HMO recommends that you drop your wife off on the
outskirts of town.......
If she remembers the way home, don't sleep with her."